A simpler way to finance your business

THE NEXT STEP TO GROW YOUR BUSINESS

At Johang Business Finance and Fifo Capital, we offer flexible, fast, and personalised loan solutions so businesses can take the next step to success. We have been helping New Zealand businesses succeed with a range of quick and flexible lending options and personalised lending support for nearly 20 years.

Usually approved in 48 hours or less, our short-term loans with customised lending criteria help businesses maintain their cash flow to overcome short-term unexpected expenses. They are designed specifically to suit the needs of each business and bring peace of mind to our customers.

We focus on structuring a loan best suited to our clients with finance options that allow businesses to access funds and help many companies maintain their cash flow.

ABOUT ME

John Greenwood, Director of Johang Business Finance

John Greenwood is Director of Johang Business Finance and a Fifo Capital Business Partner. I meet business owners to learn about their businesses and find the right lending solution. Businesses often need short-term finance for various reasons, and we’re here to help and make it fast and easy for business owners. My expertise provides personalised service and supports you throughout the process.

With a background in IT and management, I have over 35 years of experience helping Wellingtonians to grow their businesses. I bring an understanding of both risk management and management decision-making. I enjoy helping my clients to find a solution to their needs and, through that, succeed in their goals and business. My approach focuses on openness, integrity, and trust; my motivation is to add value to each client and business. I always ask customers what other options they have considered, and we’ll discuss a different approach or alternatives if I don’t think we have the best option to help them.

I also enjoy improving my clients’ knowledge about the possibilities of investment finance so that they understand the opportunities and what to look out for. Fifo Capital are New Zealand’s trusted professional lender. We offer security for your business through a short-term financial challenge, expert advice, swift responses, and a tailored solution for your particular business need.

  • "As Entrepreneurs, my partner and I enjoy learning how to invest our enables resources to ask for proper financing and set up the business of our dreams. Thank you, John!"

    Michelle & Chris - Fitness Industry

  • "After COVID, in the construction field, many companies have struggled to supply materials and with the general and global economy. I turned to John to boost cash flow and stabilise in the short-medium term. After two years, I got another cash flow contract to buy more equipment and grow the company."

    Adam Brown - CEO

  • "John assisted us in acquiring a second business through Johang financing, structuring a 12-month term loan, which enabled the business to pay off the acquisition and gain ownership of the new business. Our business is still solid today."

    Issac Smith - Hospitality Business

FINANCE OPTIONS

We offer a range of options for businesses to access finance. These include Working Capital Finance, which allows companies to access cash quickly instead of awaiting invoice payments, and Confidential Invoice Finance, which provides flexible access to funding without revealing financing to your customer. Here’s more information on our FINANCE OPTIONS.

Working Capital Finance

Working Capital Finance

WORKING CAPITAL FINANCE is a fast, effortless way to access funds for one-off payments, business growth opportunities, launching new projects, or meeting unexpected costs. It means you can pay for something now rather than waiting for income from unpaid invoices. We can process approval, set up the loan in 48 hours or less, and give you access to the funds two hours after the loan is set up. This loan is flexible, has no ongoing fees attached and is not noted as a loan in the balance sheet.

Confidential Invoice Finance

Confidential Invoice Finance

This is cashflow assistance without revealing the arrangement or that you are seeking finance from your customer. CONFIDENTIAL INVOICE FINANCE is suited to businesses that often require quick cash and offers flexible access to funding when needed. It’s quick and easy to set up, and once you have an account, your cash injection is just an email away. We use a reliable factoring service that provides a non-notified facility that your customers are unaware of.

Tailored Business Finance

Tailored Business Finance

We offer a range of other finance options to suit different business needs. These include TERM LOANS trade or property finance, COMMISSION ADVANCE loans and BRIDGING FINANCE for unexpected short-term finance issues.

FAQ’s

  • The first step is to meet with you to discuss your needs, suggest our best available finance options, and assist with your application. Applications are approved in one to two business days. We turn applications around quickly because we are open to the intricate policies usually used by banks.

  • Once your account has been approved and set up, we can provide funds to you immediately. You can expect working capital advances to be deposited into your account in two hours.

  • We value strong relationships, so we offer one-on-one support to our clients. John will collaborate with you to understand the unique needs of your business and find the best finance option for you.


  • Yes. Our funding is designed to complement other sources of finance you may have, providing you with the financial flexibility you need when you need more than traditional finance.

I HAVE THE BEST OPTION FOR YOU

If you are a business owner looking for quick financing and better ways to finance your business, I am happy to explain how I can help. Please fill out this form and let’s get to work!

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